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Who can get medical insurance (Part B)? Almost anyone who is eligible for hospital insurance can sign up for medical insurance. Part B is an optional program. It is not free. In 2008, the standard monthly premium is $96.40. Some people with higher incomes pay higher premiums. Who can get Medicare Advantage plans (Part C)? Anyone who has Medicare hospital insurance (Part A) and medical insurance (Part B) can join a Medicare Advantage plan. Medicare Advantage plans include: • Medicare managed care plans; • Medicare preferred provider
• Medicare private fee-for-service plans;
• Medicare specialty plans. |
Who can get Medicare prescription drug coverage (Part D)? Anyone who has Medicare hospital insurance (Part A) or medical insurance (Part B) or a Medicare Advantage plan (Part C) is eligible for prescription drug coverage (Part D). Prescription insurance is optional, and you pay an additional monthly premium for the coverage.For more information, ask for Medicare (Publication No. 05-10043). Help with Medicare expenses for people with low income If you have a low income and few resources, your state may pay your Medicare premiums and, in some cases, other "out-of-pocket" medical expenses, such as deductibles and coinsurance.Only your state can decide whether you qualify for help under this program. If you think you qualify, contact your state or local medical assistance (Medicaid) agency, social services or welfare office. You can go online to get more information about this program from the Centers for Medicare & Medicaid Services (CMS) website. "Extra help" with Medicare prescription costs If you have limited income and resources, you may qualify for extra help to pay for your prescription drugs under Medicare Part D. Social Security’s role is to help you understand how you may qualify and to process your application for extra help. |
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